Have International Buyers??? Please forward this information to anyone you may have an interest. Program is for professional immigrants entering into the U.S. on an acceptable visa. -no self employed borrowers No SSI or TIN required- however they will need to apply for a TIN prior to closing. When no credit score is present or a false score, we will consider these clients as having a 740+ credit score when applying with only a +.75% rate adjustment. We offer arm products on this program only 3/1, 5/1,and 7/1. (1 year CMT Index) We do not have restricted market requirements. Product is available in all 50 states. Loan sizes up to $3,000,000 80% LTV to $1,500,000 (owner occupied) Client needs to be relocating to the U.S. and provide relocation letter for verification 50% LTV on non owner occupied and second home Income requirements- 60 day paystubs- do not need to be in English Verbal Verification of employement Need to be able to find/ verify company via internet – so a smaller company could have some issues Last 2 year end paystubs We will pre-qualify using an offer letter. First paystub required for funding. Bank statement requirements- 60 day bank statements- needs to be translated into English Foreign assets are considered on a case by case basis for reserves and down payment. This program is also offered to U.S. citizens living abroad working for a U.S. based company, even if no credit score is present. U.S. citizens working abroad for foreign companies may be considered on an exception basis id U.S. tax returns have been filed showing the foreign income. Please contact me with any questions. Attached is my business card and website informaion were clients can apply online.
Posted on: Thu, 14 Nov 2013 19:59:34 +0000
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