I give up all my credit cards 3years ago, not one in my name. I - TopicsExpress

I give up all my credit cards 3years ago, not one in my name. I live a credit free lifestyle. I dont have money I dont buy anything I cannot afford neither I Wish to carry a bag that the amount is more then the amount in my wallets. Some of peers told me Maybe keep one, But we have debit cards and most of the banks today can set ur debit limits to $10k, so I am also not attracted to Any promotion by credits card. Since returning from my backpacking trips, a few times Im tempted to get one but I refuse to get it. As I wanna set the habits in me. No money dont buy. When I earn more, I see more cash. Simple.

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