I received an interesting call today from someone wanting to - TopicsExpress

I received an interesting call today from someone wanting to demand info on gauranteed replacement cost for your home. It was an interesting call, but here are some helpful things to remember: 1. Always get a review of your insurance policy annually or whenever you make improvements to your home. 2. You should make sure your insurance company pays their claims. 3. Get an agent! 4. Ensure your cost p/square foot is adequate for your area because Market Value and Replacement Cost are very different. 5. If you are worried, increase your extended replacement cost beyond the initial 25% if available with your insurance carrier. Always make sure you talk to your agent and your carrier because it is very hard for any of us to make a gaurantee, but at least we can promise to put you back where you belong prior to the claim if you have the proper coverages in place.

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