If you have a bank account, its hard to imagine life without one. - TopicsExpress

If you have a bank account, its hard to imagine life without one. But 70 million Americans - more people than live in California, New York, and Maryland combined - dont have access to traditional banking services. And that makes money itself very expensive. Fees, time, and gas money are among the costs of cashing paychecks and paying bills. In this interview, The Atlantics Derek Thompson tells the story of one family struggling to care for a child with autism and a former breadwinner with multiple sclerosis. The family goes to a payday lender for a $450 loan and ends up paying $1700 on that $450 loan before a neighbor bails them out. At JFS, we understand that living on a low income is expensive. Ways to Work JFS gives credit-challenged San Diegans car loans and financial education with the goal of creating a pathway to the traditional banking system and self-sufficiency. Learn more at jfssd.org/waystowork

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