In view of readers demand we are posting it once again. Just take a look on these ambitious schemes. 2014-15 SCHEMES FOR INDIA (PERFECT DIET FOR YOUR UPCOMING EXAM) ----------------------- ----------------------------------------------------------- SWATCHH BHARAT ABHIYAN • The Government intends to cover every household by total sanitation by the year 2019, the 150th year of the Birth Anniversary of Mahatma Gandhi . • More or less like Nirmal Bharat Abhiyaan, however , instead of targeting , its for all JAN DHAN YOJANA • Bank a/c for all, step towards financial inclusion • can be opened with just Aadhaar card • RuPay Debit card, Rs 30,000 medical insurance, No min balance, Rs 1 lakh accident insurance • Rs 5000 overdraft facility • Target for 7.5 Crs accounts by Jan 15 • 10 crs families dont have bank account. • Signal towards Direct benefit transfer • Old Experience: Nationalization of banks led to expansion of branches in hinterland and translated into saving. The saving rates from 12 % in 1968 -69 to increased to 20% and therefore increased investment from 13% to 21%. The GDP increased from 3.5% to 5.5%. • The Jan Dhan Yojana and financial inclusion may have similar effect on economy. It will further provide low-cost capital to Nationalised Banks. • Large amount of funds through DBT is expected to flow. • The Universal Coverage may have unintended consequences. DEENDAYAL UPADHAY GRAMJYOTI YOJANA • “Deendayal Upadhyaya Gram Jyoti Yojana” for feeder separation will be launched to augment power supply to the rural areas and for strengthening sub-transmission and distribution systems. • Its long term aim is to provide 24×7 uninterrupted power supply to all homes. • A sum of Rs. 500 crores has been set aside for this scheme. SHYAMA PRASAD MUKHERJI RURBAN MISSION • Shyama Prasad Mukherji Rurban Mission will be launched to deliver integrated project based infrastructure in the rural areas. • The scheme will also include development of economic activities and skill development. • The preferred mode of delivery would be through PPPs while using various scheme funds. • It is based on the example of Gujarat that has demonstrated successfully the Rurban development model of urbanization of the rural areas, through which people living in the rural areas can get efficient civic infrastructure and associate services. SOIL HEALTH CARD SCHEME FOR EVERY FARMER The deteriorating soil health has been a cause of concern and leads to sub optimal utilization of farming resources. The Government will initiate a scheme to provide to every farmer a soil health card in a mission mode. A sum of Rs 100 core for this purpose has been kept aside by the government. An additional Rs 56 crores have been allocated to set up 100 mobile soil testing laboratories across the county. There have also been growing concerns about the imbalance in the utilization of different types of fertilizers resulting in deterioration of the soil. PM KRISHI SINCHAYEE YOJANA The Government has proposed to initiate the scheme “Pradhan Mantri Krishi Sinchayee Yojana”. to take irrigation water to each and every agricultural field in the country. It is proposed to meet the need to provide assured irrigation to mitigate risk to the farmer since bulk of the farm lands are rainfed and depend on monsoon. This scheme would facilitate access to irrigation. A sum of Rs.1,000 crores is being set aside for this scheme. A DEDICATED TV CHANNEL KISHAN TV Kisan TV, dedicated to the interests of the agriculture and allied sector will be launched in the current financial year. This will disseminate real time information to the farmers regarding new farming techniques, water conservation, organic and farming etc. MULTI SKILL PROGRAMME The Government has announced the launch of a national Multi-Skill programme called Skill India. This programme would skill the youth with an emphasis on employability and entrepreneur skills. It will also provide training and support for traditional professions like welders, carpenters, cobblers, masons, blacksmiths and weavers etc. Convergence of various schemes to attain this objective is also proposed. KISHAN VIKAS PATRA RE-INTRODUCED Kisan Vikas Patra (KVP) is being re-introduced to encourage people, who may have banked and unbanked savings to invest in this instrument. Kisan Vikas Patra is a saving scheme that doubles the money invested in eight years and seven months. The Directorate of Small Savings Government of India, sells these saving bonds through all Post Offices in the country so that the scheme can be accessed by citizens from all over the country. A KVP can be encashed after two and a half years from the date of issue at the value it has been bought and the interest accrued for the period. INTEGRATED GANGA CONSEVATION MISSON NAMAMI GANGE The Government has proposed to set up an Integrated Ganga Conservation Mission called (Namami Gange). Aan amount of Rs. 2037 crore has been set aside for the Mission in the current Budget. The Mission is being launched because a substantial amount of money has been spent in the conservation and improvement of the river Ganga but the efforts have not yielded desired results because of the lack of concerted effort by all the stakeholders. To harness the enthusiasm of the NRI Community to contribute towards the conservation of the river Ganga, an NRI Fund for Ganga will be set up which will finance special projects. BETI BACHAO BETI PADHAO Government has introduced a new scheme called Beti Bachao, Beti Padhao, which will help in generating awareness and improving the efficiency of delivery of welfare services meant for women with an initial corpus of Rs 100 crore. The government would focus on campaigns to sensitize people of this country towards the concerns of the girl child and women. The process of sensitization must begin early and therefore the school curriculum must have a separate chapter on gender mainstreaming. proposed to set up Crisis Management Centres in all the districts of NCT of Delhi this year in all government and private hospitals. The funding will be provided from the Nirbhaya Fund DIGITAL INDIA PROGRAMME Centre has proposed to launch a pan India Programme called “Digital India” to further bridge the divide between digital “haves” and “have-nots”. This would ensure Broad band connectivity at village level, improved access to services through IT enabled platforms, greater transparency in Government processes and increased indigenous production of IT hardware and software for exports and improved domestic availability. Special focus would be given on supporting software product startups. The Government has also proposed to set-up A National Rural Internet and Technology Mission for services in villages and schools, training in IT skills and E-Kranti for government service delivery and governance scheme with an initial corpus of Rs. 500 crore. A programme for promoting “Good Governance” will also be launched and a sum of Rs.100 crore will be set aside for this. permissions for setting up of a Community Radio Stations have been issued and to encourage further growth in this sector, a new plan scheme has been launched HOUSING FOR ALL FOR 2022 • Government has proposed to set up a Mission on Low Cost Affordable Housing to be anchored in the National Housing Bank. • A sum of Rs 4,000 crore has been earmarked for National Housing Bank with a view to increase credit for affordable housing to the urban poor/EWS/LIG segment. • The Government has already outlined some other incentives such as easier flow of FDI also listed Corporate Social Responsibility (CSR) activities to encourage the private sector to contribute more towards this activity. • Income tax: home loan interest deduction raised from 1.5 lakh to 2 lakh. • FDI in smart cities • REITs • Municipal debt pool -Government setup “Pooled Municipal Debt Obligation Facility” in 2006 -It provides loans to municipalities -For projects related to public transport, solid waste disposal,sewerage treatment, drinking water etc. -Budget 2014: promised to give 50,000 crores in next 5 years. REAL ESTATE INVESTMENT TRUST(REITS) • Not exactly a “scheme” but investment tool. • to construct homes, offices, townships • trust operated by professionals • Indians, NRIs, foreigners –all welcome to invest • In US, UK: Trust manager must distribute 90% of earning as dividends. (in other words, he can keep upon 10% commission) • Budget 2014 promised to permit REITs and will not demand corporate tax on them. • SEBI will notify rules • (Proposed) minimum investment limit will be 5 lakh rupees. (Probably) will provide higher return on investment than bank, sharemarket= less investment in gold • REITS units can be sold at stock exchange PANDIT MADAN MOHAN MALVIYA TEACHERS TRAINING PROGRAMEE JAI PRAKASH NARAYAN NATIONAL CENTER FOR EXCELLENCE IN HUMANITIES • to be setup in MP
Posted on: Sat, 29 Nov 2014 11:02:53 +0000
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