Life Insurance Awareness month. Index Universal Life (IUL + - TopicsExpress

Life Insurance Awareness month. Index Universal Life (IUL + LTC) Basic Concepts Living Benefits 1. Cash Value 2. Terminal Illness 3. Critical Illness 4. Disability 5. Chronic Illness 6. Long Term Care Death Benefit “Final Expense” (It’s a Life Insurance) ------------------------------------------------------------------ Advantages of having Index Universal Life (IUL + LTC) 1. Avoid becoming a burden to family members. 2. Asset Protection. 3. Preserve one’s independence. 4. Peace of mind. (less stress, less worry, sleep well) 5. Access to quality care. 6. A version to Medicaid. 7. A sense of pride and dignity.

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