Look for the return of the first time home buyer! Here are 3 - TopicsExpress

Look for the return of the first time home buyer! Here are 3 reasons why! 1. Job growth is reaching an important threshold for improved household formation The cumulative number of jobs created over the past several years has now reached the point where each new job will drive greater household growth. 2. Credit availability starting to loosen Lenders willingness to extend credit to borrowers in the entry-level sweet spot of 600-700 FICOs is gaining momentum. 3. Affordability still favorable Buying a home is still ~20% cheaper than renting, and affordability is unlikely ever to be better, given rising interest rate and home price trends.

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