Private Health Insurance Hot Tips Avoiding the GAP One health insurance myth is having Private Health Insurance means that should you be admitted into a private hospital for treatment you will not have any out-of-pocket expenses. This is not always the case. If you are covered for a treatment, your Health fund will cover 25% of the Medicare Scheduled fee whilst Medicare will pay 75%. However, if your doctor/specialist charges above this amount you will in all likelihood incur a GAP. To help avoid incuring an unexpected GAP you should ask your doctor if they participate in your chosen funds GAP cover and explain all costs prior to being admitted, and then make sure you confirm this with your fund. Also ensure prior to admission that the hospital you are intending on using has an agreement with your fund. charterhousefp.au/blog/
Posted on: Sat, 22 Jun 2013 02:00:00 +0000