Question: Is my employer required to have workers comp insurance? Anonymous, Taylor, Pa. Answer: Pennsylvania law requires that employers must insure workers’ compensation liability if: (1) that employer employs at least one employee who could be injured or develop a work-related disease in this state; or (2) that employer has at least one employee who could be injured outside the state if the employment is principally localized in Pennsylvania; or (3) that employer has at least one employee who could be injured outside of Pennsylvania, while under a contract of hire made in Pennsylvania, if the employment is not principally localized in any state, if the employment is principally localized in a state whose workers’ compensation laws do not apply, or the employment is outside the United States and Canada. However, the employer may be exempt from carrying workers compensation coverage if, by law, all employees are excluded from the provisions of Pennsylvania’s workers’ compensation laws. Notable examples of those types of workers who are excluded from accessing benefits under the Pa. Workers Compensation Act include employees of the Federal government, longshoremen, railroad workers, casual workers, certain classes of agricultural laborers, certain classes of domestic workers, and real estate agents. If you’ve suffered a work injury and have questions about your claim, contact me at tcummings@dlplaw or call (570) 347-1011 for a free consultation. Disclaimer: The above article is for instructive purposes only and each case is fact sensitive. Consultation with an attorney should be obtained instead of reliance upon the legal issues discussed in this column
Posted on: Wed, 12 Mar 2014 15:38:09 +0000
Trending Topics
Recently Viewed Topics
© 2015