Questions related with ATM 1). Full form of ATM ? Ans- Automated Teller Machine 2). No of free transactions permitted per month at other bank ATMs for Saving Bank Account holders.? Ans- 5 Free Transactions per month Note: Recently RBI has reduced the transation limit from 5 to 3 in Six Metropolitan Cities 3).How much bank charges when you check your account balance on ATM after free Transaction limit ? Ans- 5 RS 4) How much Bank charges beyond the Transaction limit? Ans- Rs 20 per transaction 5) Time Limit for resolving customers complaint by issuing Banks? Ans- Within 7 Working Days from the date of receipt of customer complaint 6). In case failure to re-credit customers account within 7 Days how much compensation is paid to the customer? Ans- Rs 100 per day 7). First Bank to introduce ATM? Ans- Hongkong and Shanghai Banking Corporation ( HSBC) 8). First Bank to provide Mobile ATM? Ans- ICICI 9).Indias First Talking ATM launched by which Bank? Ans- Union Bank of India 10). Non-Bank owned ATM is also called____ Ans- White Label ATMs 11). Indias First Company to open White Label ATMs Ans- Tata Communications Payments Solutions Ltd 12). Indias First Non-Bank owned ATM(White Label ATMs) opens in which State? Ans- Maharashtra (in Thane District) 13).Which city gets the countries first Talking ATM ? Ans- Ahmedabad, Gujarat 14) Talking ATM has what kind of Special Interface ? Ans– Voice Interface 15).Who inaugurate countries first Talking ATM ? Ans– Chairman and Managing Director of Union Bank of India, D Sarkar. 16).Which was the second bank to launch Talking ATM in India ? Ans– State Bank of India. 17). What type of cards can be used at an ATM? Ans- The ATM cards/debit cards, credit cards and prepaid cards(that permit cash withdrawal) 18). In case the compensation is not credited as mandated, what recourse does the customer have? Ans-.For all such complaints customer may lodge a complaint with the local Banking Ombudsman if the bank does not respond.
Posted on: Sun, 11 Jan 2015 19:09:29 +0000
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