So many of our members are finding themselves in need, so I - TopicsExpress

So many of our members are finding themselves in need, so I thought I would put together a list of places I go to first when someone contacts me. If you have a mortgage and are behind, call your mortgage company about a loan modification. Theyd rather work with you than take your home. There is a program that will assist you with arrears if you qualify: remember, you should never pay a fee to apply for a loan modification. protectmykyhome.org/Pages/default.aspx For help with your utility bills, always try local churches in your zip code. Some will help once a year. If you have a medical condition that would be exacerbated without utilities, you can get a 30 day extension on your brown bill as long as you can get a doctors letter. That letter must be on the doctors letterhead with your name, address, phone number and account number. Here are some websites to help: https://lge-ku/customer-service/help-customers-need energyassistance.us/ci/ky-louisville utilitybillassistance/html/energy_assistance_from_louisvi.html For help with food, many local churches have pantries and will help. Call the local churches in your zip code. Here are other ideas: needhelppayingbills/html/louisville_kentucky_food_pantr.html Here is a list of the social services in your area: louisvilleky.gov/CSR/IWantTo/Find+Social+Services+in+my+area.htm

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