Wouldnt it be nice if Hawaii treated teachers even as well as an average government worker by paying 84% of our medical plan? Hawaii state workers contribute the highest percentage of health insurance premiums in the nation, a new report by the Pew Charitable Trusts shows. Hawaii state employees paid 42 percent for their insurance plans last year, significantly more than the national average of 16 percent and the highest among the states, excluding Pennsylvania, which didnt participate in the study...The states 58 percent premium contribution for workers medical plans compares with the U.S. average of 84 percent. staradvertiser/businesspremium/20140813_No_state_pays_smaller_share_of_workers_health_insurance.html?id=271030161 Full article: Hawaii state workers contribute the highest percentage of health insurance premiums in the nation, a new report by the Pew Charitable Trusts shows. Hawaii state employees paid 42 percent for their insurance plans last year, significantly more than the national average of 16 percent and the highest among the states, excluding Pennsylvania, which didnt participate in the study. The states 58 percent premium contribution for workers medical plans compares with the U.S. average of 84 percent. However, health plans for Hawaiis public workers, excluding the city and counties, were rich in benefits -- among the top 10 in terms of actuarial value -- with the lowest copays, zero deductibles and no cost-sharing, the report found. The states average monthly contribution for a single worker was $251, with employees paying $184. For employees with dependents, the state spent $714, while workers out-of-pocket cost was $523. While your employees have to contribute quite a bit to the premium, the richness of the plan is among the highest of any state, said Maria Schiff, project director for Pews State Health Care Spending Project. I can imagine a single young employee of the state thinking this is not a good deal for her ... but an older employee or one with a large family might say, I have to spend a lot of my paycheck, but I dont have to spend anything when going to the doctor. While Hawaii state employees get top-10 benefits, the total premium paid is below the national average. The average monthly premium per state worker was $792, compared with the U.S. average of $963, the report showed. Its interesting because Hawaii tends to be a high-cost state, Schiff added. As states continue to grapple with controlling health insurance costs, they collectively spent more than $31 billion to insure 2.7 million employee households in 2013 -- second only to Medicaid as a portion of states overall health care dollars. The State Health Care Spending Project, a project of the Pew Charitable Trusts and the MacArthur Foundation, examined each states employee health plan spending, as well as how states compare with one another and with health plans offered in the private sector.
Posted on: Wed, 13 Aug 2014 15:41:26 +0000
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