Your wallet is packed tight with the essentials of your daily life. Your money. Your credit cards. All the points accrued from so many sandwiches at SUBWAY . Inconvenience aside, a lost wallet means the keys to your life could be in the hands of a crook. The internet makes it easier than ever to steal someone’s identity. Some crooks will just go on a shopping spree, but others will use your identity. Here is how to get back in control of your identity before someone else does. Get a police report: You need a real record of the event, maybe not right away, but down the line when something may happen you will want it in writing. Head to the local police station and file a report in person. It’s common practice and only takes a few minutes. Notify the credit reporting agencies and keep an eye on your report: When someone gets up to no good with your persona, the credit reporting agencies could think it’s you. Notify them before anything goes wrong that someone may have access to your personal information. Similarly, keep an eye on your credit report for a while after your wallet goes missing. Cancelling your cards: Call your bank ASAP, don’t give anyone a chance to spend your money or affect your credit. Many big banks allow you to undo the cancellation within a day if your wallet turns up. Get a temporary card: If you are a local customer of your bank, it should be able to issue you a temporary card. It’s not a fun process, but if you take care of the above steps right away you can help to ensure your identity is safe. Daniel McMillan Powers Financial Group
Posted on: Thu, 13 Nov 2014 01:46:50 +0000
Trending Topics
Recently Viewed Topics
© 2015