I dont like pensions because if I die then the whole fund is - TopicsExpress

I dont like pensions because if I die then the whole fund is lost NOT anymore! Radical changes will be made to the pension death benefits rules from 6 April 2015. Death before 75 - funds in flexible defined contribution schemes (whether crystallised or uncrystallised) can be taken tax free, either in instalments or as a one-off lump sum. This means a cut in the potential tax charge on death from 55% to zero overnight. Death after 75 - defined contribution pension funds taken in instalments will be taxed at the beneficiarys marginal rate as they draw income from it.

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