Let me take a moment to talk to all of you current / future business owners out there. If youre operating your business in the state of Texas, and you currently have employees (2 or more, full or part-time), the following information could end up saving you the business, your personal finances and your legacy all at the same time. Its time to talk Workers Compensation Insurance: Workers’ compensation is a state-regulated insurance system that pays the medical bills and some lost wages of employees injured on the job. Texas doesn’t require most private employers to have workers’ compensation insurance. Employers who don’t offer workers’ compensation coverage are called nonsubscribers. Nonsubscribers (those business owners who choose not to carry Work Comp Insurance) lose important legal protections, including immunity from most lawsuits by injured workers. They could also be forced to pay high damage awards if an injured employee can prove in court that the employer was negligent in any way. If an employer has workers’ compensation insurance, Texas law limits the employer’s liability for work-related injuries. Injured employees may get medical and income benefits set by state law but may not sue their employers. Long story short, dont loose the wealth you have worked so hard to accumulate, all because you were misinformed about your rights, obligations & responsibilities or options available to you as an employer. With over 15 years of commercial insurance experience (12 of which have been spent in Texas), I promise you that I will be your business advocate, partner and protector when it comes to dealing with ALL OF YOUR RISK MANAGEMENT NEEDS! Give me a call today and lets talk about your companys individual insurance needs. #ProtectYourWealth #WorkCompLawSuits....AintNobodyGotTimeForThat! Chris Woods Olson Insurance Group 10700 Richmond Ave., Ste. #115 Houston, TX 77042 (281) 402-8180 chris.woods@olsoninsurancegroup olsoninsurancegroup To learn more about Workers Compensation in the state of Texas, please visit the Texas Dept. of Insurances link below: tdi.texas.gov/pubs/consumer/cb007.html
Posted on: Mon, 03 Feb 2014 16:18:44 +0000
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