Money. The concept is bad enough. But next time you receive a late fee, default notice, or scary bank letter, remember that venerable bank donesnt not mean cunts. Youd be surprised how fast your august creditors will back of if you mention payment of public bailout, risk inherent in loaning me the money is a part of capitalism, accept this offer or I go bankrupt at you get nothing, whats your fractional reserve lending rate, or more simply how much plus interest have you gotten back versus the fraction of capital required to invent the full amount into my account. Of course, do this is letters; dont riddle the poor bastard in the call centre with bullets. Yes, you can actually still write letters! And, of course, you can ask 1.) how much is hounding me up and down your organisation costing in terms of £/per/day versus my debt, and 2. Well, when I sat down at [closed branch] with [long since gone employee] I was asked a few questions about credit worthiness, but I guess well just let the Financial Ombudsman ask you for document production on that. Youd be amazed how you can get to repay £10 a week when you basically say what you gonna do, send round Big Frank and Tank with the bats. So, my advice to indebted persons is the same as to indebted countries. Default, let them do the legwork, produce only what you have to, and essentially wait til they accept your offer of peanuts and not to report them for anything from fraud to psychological terror to the regulators. Fin.
Posted on: Thu, 26 Jun 2014 23:20:54 +0000
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