Original amount of student debt was under $30k Debtor has - TopicsExpress

Original amount of student debt was under $30k Debtor has already paid back $12k Current student debt = $138k I basically have no motivation to pay this back under these conditions. I know that, in default or not, whether I pay or not, the ridiculous interest on this loan has ruined my financial future. I own nothing of value. I have no assets. I am self-employed and make a meager income. I have nothing for you to take away from me. If you want to recuperate anything at all, then allow me to renegotiate this down to something that is reasonable, that will allow me to see a financially stable future for myself - not one that will keep me mired in impossible debt for the rest of my life.

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