This tip is one that my clients have loved when they come into my office to sign papers, so today I thought I would share it with you too. (By the way, this would be a great tip to forward to your database. They will love you for it.) Ok, as most of you know, there is a Do Not Call List that the government set up a few years ago. If you are on the do not call list, telemarketers cannot call you or they get an $11,000 fine. This has really cut down on the telemarketing. This is not the golden nugget I want to give you today but if you have not signed up for this yet, Ill put a link right here DoNotCall.gov. So heres the real insider secret. I bet you didnt know there is a Do Not Send Me Junk Credit Card and Junk Mortgage offers List. You see the big credit bureaus sell your credit information to credit card companies and mortgage companies, all without your permission. You then get all of those confusing letters, many of them trying to trick you into thinking they are your current credit card or mortgage company. There has been a big push to get the big 3 credit bureau companies, Transunion, Equifax, and Experian to stop this invasion of your privacy. But they are fighting it tooth and nail because they get big money from selling your private credit information without your permission. So far, the only way to force them to stop selling your information to all of those strangers is for you to tell them not to. They have created a link for you to do this which is: optoutprescreen. I laughed when I saw the website that theyve set up for you to get your name removed. They make it sound like they are selling your private credit information to just anybody that pays them the big bucks, for your benefit. This tip has pulled back the curtain and you can see whats behind it. I signed up for this about 6 months ago and the amount of junk credit mail and mortgage mail has plummeted. Now the stuff I get in the mail has a lot better chance of really being from my current credit card companies or my current mortgage company. As a side benefit, this action will actually raise your credit score because the credit bureaus computer system sees this as a responsible thing to do, thus raising your score. Isnt that interesting!! When you go to the website, choose the 5 year opt out. It is very easy, you can do it with just a few clicks, and it works! If you need any help with it, just give me a buzz and Ill talk you through it. This is just another way I set myself above the crowd to do whats best for my clients. Theyll love you for it! To save you time and energy, please let me pre-qualify your next client so that when you find that perfect house for them, you will be ready to go. Thanks for joining me today for this very valuable tip and as always thank you for letting me come into your life every week and I look forward to working with you when the time is right.
Posted on: Mon, 03 Nov 2014 18:44:48 +0000
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