Updating some previously provided information of FREE credit reports. One of my Facebook friends inquired by private message earlier and I wanted to provide the information to all once again. Under the Fair Credit Reporting Act, as modified by the Fair and Accurate Credit Transactions Act, consumers are entitled to a free copy of their credit report under a narrow set of circumstances. If you have been denied credit, goods, benefits, services, insurance, and/or employment, the credit reporting agencies of Equifax, Experian and Trans Union are statutorily mandated to provide a copy free of charge. Equifax can be contacted at (800) 685-1111 or Equifax; Experian can be contacted at (888) 397-3742 or Experian; and Trans Union can be contacted at (800) 916-8800 or TransUnion. Be sure to prompt that you were denied credit when requested to do so. Absent these exceptions, consumers are entitled to one free “annual credit report” per year. Credit scores are not included with any of the “free credit reports” provided by the national credit reporting agencies. For your free annual credit report, contact the central source at 877-FACT-ACT (877-322-8228) or AnnualCreditReport. Follow the voice prompts and obtain your credit report for review.
Posted on: Wed, 28 Aug 2013 23:19:16 +0000
Trending Topics
Recently Viewed Topics
© 2015