Your Credit Score Do you have any collection accounts? Most - TopicsExpress

Your Credit Score Do you have any collection accounts? Most people think that paying off their collections will increase their credit score. In reality it does just the opposite. When you communicate with a collector, you restart their legal time frame for when they can collect on a debt. Its best to have the items removed since they have no right to report it to begin with. The fair credit reporting laws are very specific to who can post to your credit file but its not the creditors job to educate you on the laws.

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