youtu.be/_ELwI5GEUi8?list=UU1d28mrBqCQliL_N48tZZiw Master the Card or Else... Master the card or become the servant of debt. You can run fast or you can be powerful but sometimes its hard to do both. What a timely subject before the retail buying season. Have you noticed the holiday displays yet? The height of the retail season is fast approaching. Its easy to say; if in debt, quit buying on credit and start to pay it off. The next couple of months will test you for sure. How strong is your resolve not to go overboard this year? Depending on the economy those that have, will spend more and some will spend less. Its a habit that can broken but it takes time and will power. Some of those that dont have, will try to fake it. How do I know? I been there! When my kids were young I didnt want to disappoint. So I stretched, if I had plastic, I used it. Kids want the world, or so it seems and the price of dreams continues to rise each year. There are a lot of psychological reasons why we do what we do, around this time of the year. What they need is love not things. Old habits need to be replaced with new habits. Start the habit of systematic saving a portion of your income and when you get a promotion save the increase. Having things and being in debt is is a false sense of prosperity. To obtain finance independence you need to make more and save more. Napoleon Hill in 1928 covered the habit of savings in detail. Get the book Law of Success to get the full blown detail. Success is not just measured in dollars along, but it is a good measuring tool and its easy to count. Genius without money can not bring his ideas to market. Money talks loud and people listen. The more you have the more you can do. Thomas Edison would have remained an unknown if he didnt conserve his resources. Henry Ford would have been swallowed up and his “horseless carriage” would have just been a dream if he didnt stick to his guns. Many a man has fallen and not gotten up because of the lack of money. Reserve capital is key to the small business person. Some people cant even start a small business because they have no extra money, yet they work everyday. Without funds in a savings account a persons is not able to seize opportunities that may present themselves. The other major problem is when unexpected emergencies come up they seem to hurt even more. Making and saving money is a science yet few study it. It requires a willingness to subordinate the present to the future. Starting a part time business is subordinating you present habit of relaxing or recuperating from your present occupation in order to do something better later on in life. It takes time and money to bring about a life change. You cant become rich by just saving a few dollars a week but saving a small sum of money will place you in a position to take advantage of business opportunities which will directly lead to true financial independence. You dont own your job and if you stop working you dont get paid. Self-denial and sacrifice of amusements and pleasure requires other disciplines like self-control, self-confidence, courage, poise and freedom from fear. If you want to get rich then you got to get off the bench. Maybe financial freedom is a better term for those who have been conditioned to fear money because it is evil. The Bible says the love of money is the evil. To many people get it twisted and stay poor. This his has been straight talk, beast mode. Are you the lion or are you the gazelle? H.G.M.
Posted on: Wed, 15 Oct 2014 03:07:01 +0000
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