Accolades to indians for enriching a cheating ICICI BANK & ITS GROUP INSURANCE COMPANIES.. It is reported that corrupt practices are in public sector banks. Does it mean that private sector banks like ICICI Bank is not indulging in corrupt and illegal activities to cheat and deprive an innocent customer and inflicting conseqential damages to ruin lives? ICICI BANK, headed by a MBA who is the CEO has a specialised team under the senior management team and head service quality whose only concentration appears to be to somehow prtect the erring employer - ICICI Bank and not redress issues. If an individual commits fraud, fabrication, forgery and tampering with evidence of forgery and when ICIC Bank complains, the police act promptly to arrest the accused and take action. But when an individual complains of fraud, cheating, conspiracy, fabrication, forgery and tampering with evidence of forgery against ICICI BANK, its group insurance company - ICICI Prudential and their DSA; the same police jump into a huddle and come to the rescue of the erring bank & co despite speaking documents of crime and leave the innocent victim whose trust in the bank has been flagrantly betrayed to face witch hunting by these culprits. ICICI Bank has two insurance companies in its group and plays havoc to deny, and disallow the insurance benefits covenanted to vest in itself unlawful and undue right to claim amounts that otherwise ought to have been closed as fully paid. ICICI Bank makes the victim to meet several of its so called senior management people who only act as messengers or informers to their bosses at ICICI Bank and keep the victim under false and misleading assurances (oral) but when a written communication comes, it speas of a different tone and world. In the meantime, the trouble shooting experts of ICICI Bank get into the role of managing the authorities and law to dissuade the victim, knowing fully well that the innocent victim does not share the same advantage of money power with unquestioned access, the influencing power that a bank normally enjoys by default, and that the limited resources of the innocent victim would wither away over a period and that this unscrupulous ICICI Bank can stretch its ugly and malafide hands to further traumatise the vitim. ICICI Bank employs its DSA and its ICICI Prudential to circulate an invented co-applicant to a loan which carries the name of a person as loan co-applicant as proposer where the loan itself does not have any co-applicant. AND the all obliging ICICI Prudential mocks a process of insurance to a non-existiing loan co-applicant for five months and that for a product which it does not have to service and in total violation of industry practices and IRDA guidelines. ICICI Bank indulges in creating fake documents in tandem with its group insurance company which also files such fake, fabricated and forged documents in a judicial proceeding and manage the judicial persons to pass an order in its favor rather than in favor of the documentary evidence and the victim. ICICI Bank lends to a leading corporate which has a branch office outside India for assumed projects in the brach jurisdiction but the big corporate transfers such funds to its Indian entity for projects in India. Will this come under money laundering? If not why an offshore branch of ICICI Bank lends to an offshore branch of a corporate when those funds are not utilised locally but are transferred to its entity in India? This is as per the report in the news papers. ICICI Bank gets cheques collected, alters the dates on the cheques through doctoring and forgery and gets them dishonored. Later, it gets the amount plus additional amounts through its agents and in cash, but lesser amount gets credited and the dishonored cheques are not returned despite specific request. ICICI Bank indulges in such illegalities to vest initself a undue right to claim such dishonored cheque amounts at a much later date and harass the customer. Not only that, ICICI Bank sends photocopy of such a dishonored cheque in its original issued form to an address 1800 kms away and not to the address from where the subject cheque was collected and cash also was collected in lieu of the dishonored cheque. this is one of the methods of ICICI Bank to arm twist, blackmail and cause defamation so that family relationships are torn and ill will among family relationships are created. ICICI Bank employs so called collection agents who are the worst of their kind for any measly payments they receive and indulge in such objectionable and highly illegal acts of putting a person to the fear of judicial orders where no such judicial orders exist, no such judicial notices exist. ICICI Bank also indulges in managing the addresses on its record to favor its malafide and ulterior motives of even obtaining ex-parte orders (wehn neeeded) by not sending any information, notice etc to the correct address despite promptly updating the same. If an individual survives such an onslought by this unscrupulous bank and its co-conspirators, then it would be a miracle special in the face of apathy by law enforcement agencies. This is our great democratic India which can not ensure justice that is the consitutional rights of any or all Indians. Who will change this scenario? VVS Ramakrishna (Consultant - Sr. Citizen)
Posted on: Fri, 22 Aug 2014 07:32:07 +0000
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