Before we have another storm, here is some important information about homeowners insurance and water. 1. If you do not have back up of sewer and drain endorsement on your policy you should add it. Without it, you are NOT covered if water comes up from drains, sump pits, etc. 2. Seepage from ground water is never covered as it is impossible to quantify or qualify the reason or source of water. It is the homeowners responsibility to inspect the homes foundation regularly. 3. You are only insured against a flood, if you have flood coverage. Most of us will never carry it unless we are in a flood plain. 4. If a pipe bursts and causes damage, you have to file a claim within a certain period of time. Usually within 10-14 days. Finally, if you do not have a State Farm agent you should. It is our philosophy and practice to meet with all of our clients at least once a year to make sure that you are informed and protected instead of having something happen and saying "my agent never told me that" Scott
Posted on: Sun, 16 Jun 2013 21:50:57 +0000
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