Have you thought about what documents are needed for getting a - TopicsExpress

Have you thought about what documents are needed for getting a home loan? Dont worry we got you covered! 1) Duly completed housing loan application form 2) Income documents If locally employed (working in the Philippines) Certificate of Employment (COE) indicating salary, position and length of service Latest Income Tax Return (ITR) for the last 2 years If Expat Pinoy (Overseas Filipino Worker) Contract / Certificate of Employment (COE) authenticated by Philippine Consulate Crew Contract and Exit Pass validated by POEA (seaman) Proof of monthly remittances Notarized or authenticated Special Power of Attorney (BPI FSB Format) If Self-Employed Articles of Incorporation and By-Laws with SEC Registration Certificate Audited Financial Statements for the last 2 years DTI Registration Income Tax Return w/ Statement of Assets and Liabilities (SAL) for the last 2 yrs List of Trade References (at least 3 names with telephone nos. of major suppliers/customers) Bank Statements for the past 6 months If Practicing Doctor Clinic address/es and schedule If from Commission Vouchers or Bank Statements (last 6 months reflecting commission income) If from Rental of Properties Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented) Photocopy of Title (TCT/CCT) Clear copy of Owner’s Duplicate Copy of TCT/CCT Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer Photocopy of Tax declaration / Tax receipts / Tax clearance Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project) 3) Collateral Documents Clear copy of Owner’s Duplicate Copy of TCT/CCT Lot Plan with Location/Vicinity Map certified by licensed Geodetic Engineer Photocopy of Tax declaration / Tax receipts / Tax clearance Endorsement Letter / computation sheet / Contract to Sell from developer stating the contract price (for accredited developer/project) For more info, please see: smbmortgagebrokers.ph/documentation-requirements/

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