Okay, after reaching out to my loan service providers, it has been decided...Mary will be my roommate until shes 48 years old. Two heart wrenching calls...one to a very nice older woman and one to a sassy younger man, and Im told to just wait for the bill. The sassy younger man asked me if I would be continuing my schooling and I told him that the loan was not for me, it was for one of my 3 children. I also felt the need to tell him that when I went to school, it cost me $8000 for 4 years which I paid off within the first year of working so that I could move on with my life. These kids are set up with not being able to move on with their lives right from the gate. There just wasnt any extra while they were growing up to save for college. It weighed heavily on my mind, but we were busy buying groceries and paying a mortgage. And, there isnt any extra to pay now...funny thing, we still need to eat and that mortgage is far from being paid off. They make it too easy for someone like me who doesnt earn a lot to borrow too much. Every time I submitted the paperwork, I thought, do they know how much I earn? Are they seriously giving me another $20k? Do they know how old and tired I am? Do they know I have two other kids with hopes and dreams of going to college? They know that in a family like ours, a regular family, the debt will be the students debt. They know I cant pay it...if I could perhaps I wouldnt have taken the loan in the first place or maybe I would have tried to chip away at the interest that was accruing. My kids entered this deal knowing that we got them to 18, meeting all their basic needs and then taking it many steps further with love, guidance, patience, kindness, understanding and support, that after 18, it was up to them. I tried to keep the conversation alive and keep them connected with their debt, but who am I to talk having buried my own head in the sand as much as possible. Its terrifying to think about the insurmountable situation theyve put themselves in and worse, that I let them get in. We will put our heads done and move forward and take a little comfort in that weve shown them the way to work hard and live frugally. Woah...my first Facebook rant! Oh, and if she ever gets published, buy her books!
Posted on: Tue, 04 Nov 2014 15:38:57 +0000
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