PB Word Tree Demystifying Insurance Jargon Co-insurance: - TopicsExpress

PB Word Tree Demystifying Insurance Jargon Co-insurance: This is an arrangement where the insured and the insurer pay a pre-decided percentage towards the medical bills of the insured. Co-insurance is commonly used together with deductible. This arrangement can also bring down your health insurance premium significantly allowing you to go for a bigger insurance cover. For instance, if you go for an 80-20 insurance scheme, for a total medical expense of Rs 1,000, the insurer will contribute Rs 800 and the remaining Rs 200 will be paid by the insured.

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