Please only accept subsidized loans (accumulates interest AFTER graduation). Try to avoid unsubsidized loans (accumulates interest Everyday and After graduation). Avoid paying out-of-state tuition. Please avoid for-profit colleges like Everest. Take courses at community colleges (they are legit). Prove struggles of parents (or yourself) to financial aid office: Foreclosure, repossession, separation, divorces, death, new child, unemployment, reduction in income, failure to pay taxes, wage garnishment, terminal illness or condition, etc. Do not drop out of college = Less likely to repay debts. Choose credit unions. Banks are for-profit.
Posted on: Wed, 19 Nov 2014 09:30:28 +0000
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