Worried about the Target credit monitoring deadline? Don’t be: Plain Dealing A credit freeze will block an ID thief from taking out these in your name.Associated Press The deadline for Target breach victims to sign up for credit monitoring falls at the end of the month. My advice? Let it pass. If you want greater peace of mind – in the event of any breach — get a credit freeze instead. Most credit monitoring plans do little more than tell you after the fact if someone applied for credit in your name. What Target offered customers could be called “credit monitoring lite” – it only applies to one of the three credit bureaus, Experian. That’s sad, even by monitoring standards. Signing up by the April 30 deadline won’t hurt you, but it won’t help much, either. There are better solutions for victims. Credit card numbers and debit card numbers were stolen from Target. You are protected by credit and banking laws from misuse of your accounts, but if you were a breach victim, ask your bank to give you a new account number if it hasn’t already done so. And review your statement carefully each month — that’s something you should do anyway to spot fraud faster. When it comes to [...] ohianews/worried-about-the-target-credit-monitoring-deadline-dont-be-plain-dealing/
Posted on: Mon, 21 Apr 2014 21:45:06 +0000
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