ner and the manager of the fund danainvestasi (mudharib). . Definition of conventional banks • In conventional banks, the interest of the owner of the funds (depositors) are gaining in return a higher deposit rates, are the interests of shareholders are including obtaining optimal spread between deposit rates and lending rates (interest optimize the difference). On the other hand the interests of users of funds (debtor) is to obtain a lower interest rate (low cost). Thus the interests of the three third-party antagonism occurs is difficult harmonized. In this case the conventional banks serve as intermediaries only • The absence of a strong emotional bond between the Shareholders, the Bank and the Customer business because each party has a desire contrary The usefulness of conventional banks ease of location or accessibility considerations: that the strategic location of the office, the number of ATMs credibility / trust / security Fast Service extensive networks and advanced, supported by promotion through the mass media so easily known to the public. The way conventional banks make money creation of money, support smooth payment mechanisms, savings fund raising, support smooth international transactions, storage of goods and securities, provision of other services
Posted on: Mon, 29 Sep 2014 04:13:41 +0000