Okay. Explain the logic in this situation. You get into a car - TopicsExpress

Okay. Explain the logic in this situation. You get into a car accident that you are deemed not at fault in. The other driver is driving on a suspended license and 2 months after the accident, his insurance company declares him not insured at the time of the accident. Meanwhile, during that two months, the other driver packs up and moves. You are then informed by YOUR insurance company that your rates will not go down for the next two years unless your insurance company receives 100% recovery of all losses that they had to pay out. What is wrong with this picture?

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