580 Credit score and at least 3.5 percent down? You qualify for a FHA mortgage! See Below!! Stop worrying about your credit! Refinance or Purchase your home with Scores down to 530(with Larger Down Payment)! In fact we are the perfect source for Mortgage loans ... Do not attempt to workout your mortgage problem yourself ... Bad credit and credit errors are really common,so that is why we can go down to 530 for FHA and 620 for Conventional loans (with a larger down payment.) ... We make so much sense when it comes to helping you with your mortgage or helping you get a mortgage for a home. ... To learn more Click Here or call:484-899-0350 ... Here are some of our programs: Out of the Box: * Home Equity Lines to 90% on purchases * mortgage recast so home owners can Purchase and THEN sell (sell current home within 90 days of buying a new home and put additional cash down and the lender will recast the payment to reflect the updated balance. * Can do Manufactured housing on both conventional as well as FHA * Can Qualify off 1 year tax returns as long as self-employed for at least two years * non-occupant co-borrowers on both FHA and conventional * Reverse mortgages for purchases FHA: * 203K loans with unlimited amount of asset allocation for any home improvement or home addition project (both full and streamline available) * 1x close construction to perm (for Modular and Manufactured homes) * Credit scores down to 530 (below 580 will be considered but very strict lending guidelines apply) * FHA Back to Work program for borrowers who have an economic occurrence affect their credit * FHA Flips with day on title and for 1-4 unit properties * Debt ratios up to 56% (with DU Approve/Eligible) * BK7 less than 2 years out (with documentable extenuating circumstances) * BK13 1 day out (with 12 month on-time payment history) VA and USDA--no limitations * Manual underwrites down to 580 credit scores (very rare for to be able to offer manual UW on these) * Jumbo loans up to 2014 extended county loan limits with no limitations beyond VA Eligibility *Conventional--Fannie/Freddie Down to 620 credit score * Home Path (Fannie Mae REOs) with 95% financing for owner-occupied and 90% for investor and no mortgage insurance or appraisals (Home Path Renovation available as well) * Home Possible Renovation (Fannie Maes version of the 203K) even available on investment properties * Mortgage insurance options / lender-paid premiums, split premiums (the FHA comparison), single-paid premiums, or monthly--also available down to 620 credit AND on investment proeprties * Up to 10 financed properties for investor purchases Jumbo / Non-Conforming * Jumbo Financing down to 660 credit scores and up to 85% LTV ALSO IF YOU ARE PROFESSIONAL IN THE COMMUNITY(DOCTOR,FIREMAN,POLICEMAN,PASTOR,ETC) I WILL DONATE AT LEAST 10% OF MY CHECK TO THE CHARITY(Non-Profit) OF YOUR CHOICE. #cheerfulgiver You can fill out an online application here: https://i3lending/teamprofile11.php https://i3lending/teamprofile11.php or call:484-899-0350
Posted on: Fri, 11 Jul 2014 12:12:47 +0000
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