Car shopping? In order to get the best interest rate, it pays to - TopicsExpress

Car shopping? In order to get the best interest rate, it pays to do your homework. Once you know what rate you could obtain from a bank or credit union on your own, youll be armed with the information you need to negotiate with your dealer. There are advantages to financing through the dealer -- one being that under federal (and Michigan law), if the dealer arranges the financing, the finance company is subject to all of the same claims and defenses you would have against the dealer if something goes wrong. As this article indicates, the dealer has room to negotiate with you on the interest rate - thats why it is important to go shopping with knowledge as to what interest rate you would qualify for elsewhere.

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