More Fear mongering from FOX. Bill Elliot is a cancer patient from South Carolina who posted his story on Megyn Kellys facebook page, I guess thats all it takes to get your story aired on FOX, whether its a true story or not.No one really seems to care. Last Thursday, Megyn Kelly invited Bill Elliot on her show so he could announce on the air that he is planning to let himself die rather than burden his family with the medical bills he thinks ObamaCare is going to cause. This is yet another story we can add to the list of Fake or poorly researched Obamacare horror stories that have come from the FOX lie machine. Mr Elliot says his plan was cancelled due to ObamaCare, he has been subjected to higher deductibles and premiums. His new insurance plan will cost him $1,500 per month with a $13,000 deductible, he has decided to spare his family the terrible financial pressures and pay the $95 fine for no longer carrying insurance. Tragically, Elliot has decided, in his words, to “let Nature take its course.” After thanking her for having him on, Mr. Elliott replied “I believe, because what a insurance guy told me was it was beyond the catastrophic previous condition.” That explanation was rather unclear, and Kelly quickly moved on to getting Elliott’s reaction to the President’s apology. As the interview went on, Mr. Elliott seemed to indicate that his plan was already canceled, and not scheduled for cancellation Dec. 31, (like most of the people getting letters that transitioning them new policies that are legally required to provide essential benefits) It’s hard to judge his story based on the minimal information available, but it’s possible that Mr. Elliott hit an annual limit on his old plan (which will be outlawed Jan. 1), and needed a new plan to cover him for the rest of the year. If that’s the case, then such a plan would be subject to pre existing condition limits and higher premiums, neither of which are the case with Obamacare plans. It’s also possible that, like others, he’s getting a cancellation letter for Dec. 31 from an insurance company that’s trying to up-sell him an off-exchange plan. Some of what else Mr. Elliott said hints at the former, rather than the latter. This is something that was cautioned in a consumer report that warned how Insurance companies have sent out misleading letters to consumers, trying to lock them into the companies own, sometimes more expensive health insurance plans rather than let them shop for insurance and tax credits on the Exchanges. Insurance companies taking advantage of the circumstances. They are not telling you about the health insurance exchange where insurance companies offering plans at a competitive rate. Most people have no idea - and havent checked to see - if they qualify for a subsidy (up to 400% of the Fed poverty line) consumerreports.org/cro/news/2013/11/what-insurers-are-not-telling-you-about-your-canceled-health-plan/index.htm In Kentucky, Humana was fined $65,000 for sending out misleading letters. richmondregister/localnews/x862167215/State-fines-Humana-over-Obamacare-letter He later reveals that his old plan cost him about $170, and the one his “insurance guy” offered would cost him $1500 a month, with a $13,500 deductible. However, the most expensive plan offered to individuals over 50 on the exchange for South Carolina is $796.87 a month, for the most expensive Gold plan, and Bronze plans in the state start at $255.35 a month. Kelly didnt ask him, but Mr. Elliott might qualify for federal subsidies as well. For example, if he makes $26,000 a year, that Bronze plan would be $163.42 /mo., which would be less than what he was paying before. He also said “Now with Obamacare, the man that I’ve got - looked into it, and they are not going to pay for pharmaceuticals or medical devices. But under the ACA, both of those categories are mandated as Essential Health Benefits. mr Elliot clearly says that he hasnt been able to get on the website to shop around on the exchanges. He (and everyone should know that) the website isnt the only way to shop on the exchanges. The website is just 1 of 4 ways to apply. The other 3 are by phone, by paper, or by seeking the help of local navigators. Either Mr. Elliott’s insurance man is giving him a bum steer, he is not exploring his options, or he is lying (which wouldnt be the first time FOX told a Fake Obamacare horror story) 3 couples lied about their Obamacare experiences on Sean Hannitys Show. salon/2013/10/18/inside_the_fox_news_lie_machine_i_fact_checked_sean_hannity_on_obamacare/
Posted on: Mon, 11 Nov 2013 19:11:51 +0000
Trending Topics
Recently Viewed Topics
© 2015