When companies have mutual funds that their employees can invest - TopicsExpress

When companies have mutual funds that their employees can invest in they usually always have a rate for the FIXED account set on a quarterly basis. It will show the rate of return you will receive for being in their fixed account just after the start of the quarter. With the rate of return on many FIXED accounts dropping this quarter vs last quarter you can bet people will be going back into the stock market after we see a correction. The only place for people to get a solid return is to invest the money themselves . When you take in the rate of return you will receive you are not even keeping up with inflation. The way to figure out the value of your money is : Principle x Interest x Time Adjusted for inflation and taxes. The best way to beat this is to open a Self-Directed ROTH IRA.

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